Personal Services
  - Checking
  - Savings
  - Money Market
  - CDs
  - IRAs
 
Personal Checking Account Options from PNA Bank

Personal Checking
A completely free checking account – no monthly fees, no minimum balance.
Minimum Balance: None
Minimum Initial Deposit: $100
What it offers:
· No monthly fees
· Unlimited check writing
· Free ATM or debit card
· Free online banking
· Free online bill payment with direct deposit
· Free bank by phone

NOW Account
A totally free basic checking account that pays a competitive rate of interest.
Minimum Balance: $500
What it offers:
· Earns a competitive interest rate
· Interest is compounded and credited monthly
· Unlimited check writing
· Free ATM or debit card
· Free online banking
· Free bank by phone
What it costs:
· $5 per month fee if account falls below minimum balance

Senior NOW Account
Our Senior NOW account is a totally free transaction account for those customers 55 and older.
Minimum Balance: None
What it offers:
· Earns a competitive interest rate
· Interest is compounded and credited monthly
· Unlimited check writing
· Free ATM or debit card
· Free online banking
· Free bank by phone

Our no annual fee ATM and no annual fee VISA® Debit Card card is available with all of our Checking Accounts. There is never a transaction fee when you use your PNA Bank ATM card at our conveniently located ATM machine or at any ATM machine owned by an AGREE network member bank.

* - Annual Percentage Yield