savings and CDs
Statement Savings
Passbook Savings
Junior Allies Passbook
Christmas Club
Certificates of Deposits
CD Rates
Statement Savings
A basic savings account with the flexibility of conducting transactions via the teller line, ATM, telephone and internet.
Minimum Balance: $250
What it offers:
- Earns a competitive interest rate
- Interest is compounded and credited monthly
- Monthly statement
What it costs:
- $5 per month if account falls below minimum balance
- $10 fee if account is closed within 6 months
Passbook Savings
A traditional savings account with a passbook to track your transactions and account balances.
Minimum Balance: $250
What it offers:
- Earns a competitive interest rate
- Interest is compounded and credited monthly
- Easy record keeping
What it costs:
- $5 per month fee if account falls below minimum balance
- $10 fee if account is closed within 6 months
Junior Allies Passbook
An account designed for younger customers eager to learn the benefits of savings.
Minimum Balance: None (for customers under 16 years of age)
What it Offers:
- Earns a competitive interest rate
- Interest is compounded and credited monthly
- Easy record keeping
Christmas Club
An account designed to be a terrific way to effortessly save money for the holidays.
Minimum Balance: $50.00
Minimum Additional deposits: $10.00
What it Offers:
- Earns a competitive interest rate
- Interest is credited to the account once a year.
- Save easily with available direct deposit
- Check mailed to you each November for full account balance including interest
What it Offers:
- $10 fee if account is closed within 6 months
Certificates of Deposits
Our certificates offer short-term insured, no risk investments at terrific interest rates.
Minimum Balance: Varies Depending on Term and Yield
What it offers:
- Guaranteed rate of return on fixed rate CDs
- Competitive Rates
- Term from 3 to 60 months
- Automatic renewal
What it costs:
- Significant penalty for early withdrawal
Deposit rates, terms and special certificate offers are subject to change at any time without notice and must be verified by a bank representative.
*Annual Percentage Yield
**Interest is compounded and credited monthly